Money Saving Talk » Opt for a healthier lifestyle and save money

Get a Free Psoriasis Skin Care Guide

admin — Wed, 04 Aug 2010 17:46:25 +0000

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Treat Common Stains with Nontoxic Materials and Save Money

admin — Tue, 22 Sep 2009 17:44:29 +0000

Alcoholic beverages (including wine)

Blot spilled drinks promptly and sponge with cool water. This should remove most of the color, even if it has already dried. Rubbing alcohol or white wine may also work in a pinch, but they may affect fabric color. If clothing is washable, follow instructions for non-greasy stains.

Blood

First, soak or rub in cold water until stain is almost gone. Then, if fabric is washable, launder in warm water and detergent. On non-washable materials try a little borax or hydrogen peroxide to get the last traces out. Once blood stains set, they are difficult to remove, but a warm solution of trisodium phosphate will sometimes work on cotton or linen.

Coffee, tea

These are easier to remove if no cream was involved. Treat as non-greasy stain with cold water. If cream was involved, follow directions for combination stains, treating first with water, then detergent. A solvent may be necessary.

Egg

Never use hot water on an egg stain because it will set the stain. Scrape off as much as possible with a dull knife, then sponge or soak with cold water. Launder if possible.

Source: U.S. Department of Agriculture

Alternatives to Household Products that Can Save You Money

admin — Tue, 22 Sep 2009 17:42:16 +0000

You use natural and less-toxic household products whenever possible. It’s a great way to save money and save the environment.

Instead of:	Use
Air freshener	A small dish of vinegar or lemon juice set out in a warm area
All-purpose cleaner	One quart warm water, 1 teaspoon liquid soap, 1 teaspoon borax, and 1/4 cup vinegar
Bleach	Borax
Carpet cleaner	To neutralize odors, sprinkle the carpet with a mixture of one cup borax and 2 cups cornmeal or use baking soda. Let stand 1 hour before vacuuming.
Chlorine scouring powder	Baking soda
Detergent	Simple soap or phosphate-free detergent
Disinfectant	Ammonia
Drain cleaner	Plunger, followed by a handful of baking soda and a half cup of vinegar. Cover and allow to sit for 15 minutes. Pour in 2 quarts of boiling water, and the clod should disappear.
Floor cleaner	Mop floors with a mild soap solution or 1 cup vinegar mixed with 2 gallons of water. Linoleum floors can be polished by mopping with skim milk. (No, it doesn’t smell.)
Furniture polish	On unfinished surfaces, use natural oil such as almond or olive oil. On finished surfaces, dust with a damp cloth and wipe dry.
Glass cleaner	Two tablespoons of vinegar to 1 quart of water.
Grease remover	Baking soda paste
Mildew stain remover	Vinegar solution
Mothballs	Cedar chips
Oven cleaner	Pour salt on fresh oven spills, and scrape the residue off when the oven cools. Ammonia can be applied t tough stains. A pumice stick, available at many hardware stores, will also work.
Pest control	Make chili powder packets to keep ants out of your kitchen.
Stain remover	Cornstarch paste
Surface cleaner	Use a vinegar and salt mixture
Tile cleaner	Scrub areas with baking soda and a toothbrush
Toilet bowl cleaner	Baking soda or borax
Window cleaner	Mix 1/4 cup of white vinegar or 2 tablespoons of lemon juice and a quart of warm water.

Source: U.S. Department of Agriculture

Opt for a healthier lifestyle and save money at the same time

admin — Fri, 14 Aug 2009 18:13:45 +0000

One of the simplest ways to save money, and often achieve a healthier lifestyle is to cut back or eliminate personal vices. Do you really need that extra pack of cigarettes? Couldn’t you make through at least one weekend a month without buying a six pack of beer? If your personal vices tend to be illegal in nature, so much the better.

There’s plenty of money to be saved by for-going an ounce of marijuana. People tend to underestimate the amount of money they spend on their unhealthy habits. Perhaps they do not realize how much money they are spending because each outlay to indulge their vice is often relatively small.

If you are truly interested in saving money though, just take some time to do the math. For example, spending six dollars on a pack of cigarettes may not seem like much, but if you smoke a pack a day this amounts to forty two dollars. This comes to total of over two thousand dollars a year going up in smoke. By quitting your bad habits, not only will you save money directly, but you may be able to save money in other ways as well. For instance if you stop smoking, you may be eligible for cheaper health insurance rates.