Money Saving Talk

Many families start trimming their grocery bill before they think about other ways to save. For example, your electricity bills. The good thing about saving electricity is that you’re saving not only money, but also the environment.

Here are few simple tips that you can start right away:

1. Wash your clothes in cold water. You really don’t need warm or hot water for your clothes. Besides, shirts and under wears last longer if you don’t use hot water to wash them.
2. Turn off the lights whenever you go to bed, go to work, step out, or simply leave the room. You would think it saves very little. But if you have a 4-bedroom house, trust me, it adds up.
3. Change all the bulbs in the house into energy savings bulbs. You don’t have to change all of them today since it also adds up the costs. But only buy the energy efficient ones when you shop for light bulbs and switch over gradually.
4. Turn off the computers, TVs, and monitors.
5. Set your refrigerator temperature to medium or high temperature. You don’t really need to be that cold in the freezer.
6. Line try your clothes in sunny hot summer days.

If you think this will only save a little, surprisingly studies show that by making little changes, you can cut your bill by at least 25%. So if you’re paying $100/month now, expect to pay $75. That’s nice if you do that every month.

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Alcoholic beverages (including wine)

Blot spilled drinks promptly and sponge with cool water. This should remove most of the color, even if it has already dried. Rubbing alcohol or white wine may also work in a pinch, but they may affect fabric color. If clothing is washable, follow instructions for non-greasy stains.

Blood

First, soak or rub in cold water until stain is almost gone. Then, if fabric is washable, launder in warm water and detergent. On non-washable materials try a little borax or hydrogen peroxide to get the last traces out. Once blood stains set, they are difficult to remove, but a warm solution of trisodium phosphate will sometimes work on cotton or linen.

Coffee, tea

These are easier to remove if no cream was involved. Treat as non-greasy stain with cold water. If cream was involved, follow directions for combination stains, treating first with water, then detergent. A solvent may be necessary.

Egg

Never use hot water on an egg stain because it will set the stain. Scrape off as much as possible with a dull knife, then sponge or soak with cold water. Launder if possible.

Source: U.S. Department of Agriculture

You use natural and less-toxic household products whenever possible. It’s a great way to save money and save the environment.

Source: U.S. Department of Agriculture

One of the simplest ways to save money, and often achieve a healthier lifestyle is to cut back or eliminate personal vices. Do you really need that extra pack of cigarettes? Couldn’t you make through at least one weekend a month without buying a six pack of beer? If your personal vices tend to be illegal in nature, so much the better.

There’s plenty of money to be saved by for-going an ounce of marijuana. People tend to underestimate the amount of money they spend on their unhealthy habits. Perhaps they do not realize how much money they are spending because each outlay to indulge their vice is often relatively small.

If you are truly interested in saving money though, just take some time to do the math. For example, spending six dollars on a pack of cigarettes may not seem like much, but if you smoke a pack a day this amounts to forty two dollars. This comes to total of over two thousand dollars a year going up in smoke. By quitting your bad habits, not only will you save money directly, but you may be able to save money in other ways as well. For instance if you stop smoking, you may be eligible for cheaper health insurance rates.