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	<title>Money Saving Talk &#187; money saving plan</title>
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	<description>Money saving tips &#38; save money on everything</description>
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		<title>Buy meat in bulk to save money</title>
		<link>http://www.moneysavingtalk.com/buy-meat-in-bulk-to-save-money/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=buy-meat-in-bulk-to-save-money</link>
		<comments>http://www.moneysavingtalk.com/buy-meat-in-bulk-to-save-money/#comments</comments>
		<pubDate>Fri, 31 Dec 2010 23:39:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Save Money on Groceries]]></category>
		<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[Buy meat in bulk to save money]]></category>
		<category><![CDATA[grocery savings]]></category>
		<category><![CDATA[money saving plan]]></category>

		<guid isPermaLink="false">http://www.moneysavingtalk.com/?p=147</guid>
		<description><![CDATA[We all tend to buy enough meat that lasts for the weekly grocery list. Recently I did some experiment with buying meat in bulk and found that it saves more doing so. There are two reasons. First, bulk items including buying meat in large packages usually have lower per unit price. Large pack of chicken [...]]]></description>
			<content:encoded><![CDATA[<p>We all tend to buy enough meat that lasts for the weekly grocery list. Recently I did some experiment with buying meat in bulk and found that it saves more doing so. There are two reasons. First, bulk items including buying meat in large packages usually have lower per unit price. Large pack of chicken breasts are usually cheaper than smaller packages.</p>
<p>Also when you buy large packs, you freeze them and have a better plan how to prepare the family dinner menu. It&#8217;s a lot easier to plan meals when you have meat in the freezer instead of taking a quick trip to the grocery store to pick up a pack of meat. It&#8217;s always a good idea to keep extra meat in the freezer before your next grocery shopping so your fridge never goes empty. You will also save on gas if you always have extra food left in the fridge before the next shopping.</p>
]]></content:encoded>
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		</item>
		<item>
		<title>Save money on your electric bill</title>
		<link>http://www.moneysavingtalk.com/save-money-on-your-electric-bill/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=save-money-on-your-electric-bill</link>
		<comments>http://www.moneysavingtalk.com/save-money-on-your-electric-bill/#comments</comments>
		<pubDate>Fri, 01 Oct 2010 02:28:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[energy saving]]></category>
		<category><![CDATA[frugal living]]></category>
		<category><![CDATA[money saving plan]]></category>
		<category><![CDATA[Opt for a healthier lifestyle and save money]]></category>
		<category><![CDATA[Save money on your electric bill]]></category>

		<guid isPermaLink="false">http://www.moneysavingtalk.com/?p=140</guid>
		<description><![CDATA[Many families start trimming their grocery bill before they think about other ways to save. For example, your electricity bills. The good thing about saving electricity is that you&#8217;re saving not only money, but also the environment. Here are few simple tips that you can start right away: Wash your clothes in cold water. You [...]]]></description>
			<content:encoded><![CDATA[<p>Many families start trimming their grocery bill before they think about other ways to save. For example, your electricity bills. The good thing about saving electricity is that you&#8217;re saving not only money, but also the environment.</p>
<p>Here are few simple tips that you can start right away:</p>
<ol>
<li>Wash your clothes in cold water. You really don&#8217;t need warm or hot water for your clothes. Besides, shirts and under wears last longer if you don&#8217;t use hot water to wash them.</li>
<li>Turn off the lights whenever you go to bed, go to work, step out, or simply leave the room. You would think it saves very little. But if you have a 4-bedroom house, trust me, it adds up.</li>
<li>Change all the bulbs in the house into energy savings bulbs. You don&#8217;t have to change all of them today since it also adds up the costs. But only buy the energy efficient ones when you shop for light bulbs and switch over gradually.</li>
<li>Turn off the computers, TVs, and monitors.</li>
<li>Set your refrigerator temperature to medium or high temperature. You don&#8217;t really need to be that cold in the freezer.</li>
<li>Line try your clothes in sunny hot summer days.</li>
</ol>
<p>If you think this will only save a little, surprisingly studies show that by making little changes, you can cut your bill by at least 25%. So if you&#8217;re paying $100/month now, expect to pay $75. That&#8217;s nice if you do that every month.</p>
]]></content:encoded>
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		<title>Money-saving offers and coupons from your favorite name brands</title>
		<link>http://www.moneysavingtalk.com/money-saving-offers-and-coupons-from-your-favorite-name-brands/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=money-saving-offers-and-coupons-from-your-favorite-name-brands</link>
		<comments>http://www.moneysavingtalk.com/money-saving-offers-and-coupons-from-your-favorite-name-brands/#comments</comments>
		<pubDate>Wed, 04 Aug 2010 21:15:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[free samples]]></category>
		<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[frugal living]]></category>
		<category><![CDATA[grocery savings]]></category>
		<category><![CDATA[money saving plan]]></category>

		<guid isPermaLink="false">http://www.moneysavingtalk.com/?p=101</guid>
		<description><![CDATA[Each month, a million people visit CoolSavings to take advantage of money-saving coupons and offers from their favorite name brands. They also enjoy helpful tips and articles, newsletters, free recipes, sweepstakes, free trials, free samples and more! Users can find all the money-saving offers and information they want with just one convenient Web site. CoolSavings [...]]]></description>
			<content:encoded><![CDATA[<p>Each month, a million people visit CoolSavings to take advantage of money-saving coupons and offers from their favorite name brands. They also enjoy helpful tips and articles, newsletters, free recipes, sweepstakes, free trials, free samples and more!</p>
<p>Users can find all the money-saving offers and information they want with just one convenient Web site. CoolSavings is a free resource for valuable coupons, discounts and special offers from favorite brands and stores!</p>
<p><a rel="nofollow" href="http://hjlas.com/click/?s=117251&amp;c=140775"><img style="width: 300px; height: 250px; border: 0px none;" src="http://hjlas.com/images/4651-140775-300x250.gif?s=117251" alt="" /></a></p>
]]></content:encoded>
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		<item>
		<title>Treat Common Stains with Nontoxic Materials and Save Money</title>
		<link>http://www.moneysavingtalk.com/treat-common-stains-with-nontoxic-materials-and-save-money/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=treat-common-stains-with-nontoxic-materials-and-save-money</link>
		<comments>http://www.moneysavingtalk.com/treat-common-stains-with-nontoxic-materials-and-save-money/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 17:44:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[money saving plan]]></category>
		<category><![CDATA[Opt for a healthier lifestyle and save money]]></category>
		<category><![CDATA[Treat Common Stains with Nontoxic Materials]]></category>

		<guid isPermaLink="false">http://www.moneysavingtalk.com/?p=49</guid>
		<description><![CDATA[Alcoholic beverages (including wine) Blot spilled drinks promptly and sponge with cool water. This should remove most of the color, even if it has already dried. Rubbing alcohol or white wine may also work in a pinch, but they may affect fabric color. If clothing is washable, follow instructions for non-greasy stains. Blood First, soak [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Alcoholic beverages (including wine)</strong></p>
<p>Blot spilled drinks promptly and sponge with cool water. This should remove  most of the color, even if it has already dried. Rubbing alcohol or white wine  may also work in a pinch, but they may affect fabric color. If clothing is  washable, follow instructions for non-greasy stains.</p>
<p><strong>Blood</strong></p>
<p>First, soak or rub in cold water until stain is almost gone. Then, if fabric  is washable, launder in warm water and detergent. On non-washable materials try  a little borax or hydrogen peroxide to get the last traces out. Once blood  stains set, they are difficult to remove, but a warm solution of trisodium  phosphate will sometimes work on cotton or linen.</p>
<p><strong>Coffee, tea</strong></p>
<p>These are easier to remove if no cream was involved. Treat as non-greasy  stain with cold water. If cream was involved, follow directions for combination  stains, treating first with water, then detergent. A solvent may be necessary.</p>
<p><strong>Egg</strong></p>
<p>Never use hot water on an egg stain because it will set the stain. Scrape off  as much as possible with a dull knife, then sponge or soak with cold water.  Launder if possible.</p>
<p><em>Source: U.S. Department of Agriculture</em></p>
]]></content:encoded>
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		<item>
		<title>Alternatives to Household Products that Can Save You Money</title>
		<link>http://www.moneysavingtalk.com/alternatives-to-household-products-that-can-save-you-money/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=alternatives-to-household-products-that-can-save-you-money</link>
		<comments>http://www.moneysavingtalk.com/alternatives-to-household-products-that-can-save-you-money/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 17:42:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[Alternatives to Household Products]]></category>
		<category><![CDATA[energy saving]]></category>
		<category><![CDATA[frugal living]]></category>
		<category><![CDATA[money saving plan]]></category>
		<category><![CDATA[Opt for a healthier lifestyle and save money]]></category>

		<guid isPermaLink="false">http://www.moneysavingtalk.com/?p=47</guid>
		<description><![CDATA[You use natural and less-toxic household products whenever possible. It&#8217;s a great way to save money and save the environment. Instead of: Use Air freshener A small dish of vinegar or lemon juice set out in a warm area All-purpose cleaner One quart warm water, 1 teaspoon liquid soap, 1 teaspoon borax, and 1/4 cup [...]]]></description>
			<content:encoded><![CDATA[<p>You use natural and less-toxic household products whenever possible. It&#8217;s a great way to save money and save the environment.</p>
<table border="0" cellspacing="1" cellpadding="6">
<thead>
<tr class="headerrow">
<th scope="col">Instead of:</th>
<th scope="col">Use</th>
</tr>
</thead>
<tbody>
<tr class="oddrow" valign="top">
<td scope="row">Air freshener</td>
<td>A small dish of vinegar or lemon juice set out in a warm area</td>
</tr>
<tr class="evenrow" valign="top">
<td scope="row">All-purpose cleaner</td>
<td>One quart warm water, 1 teaspoon liquid soap, 1 teaspoon borax, and 1/4      cup vinegar</td>
</tr>
<tr class="oddrow" valign="top">
<td scope="row">Bleach</td>
<td>Borax</td>
</tr>
<tr class="evenrow" valign="top">
<td scope="row">Carpet cleaner</td>
<td>To neutralize odors, sprinkle the carpet with a mixture of one cup borax      and 2 cups cornmeal or use baking soda. Let stand 1 hour before vacuuming.</td>
</tr>
<tr class="oddrow" valign="top">
<td scope="row">Chlorine scouring powder</td>
<td>Baking soda</td>
</tr>
<tr class="evenrow" valign="top">
<td scope="row">Detergent</td>
<td>Simple soap or phosphate-free detergent</td>
</tr>
<tr class="oddrow" valign="top">
<td scope="row">Disinfectant</td>
<td>Ammonia</td>
</tr>
<tr class="evenrow" valign="top">
<td scope="row">Drain cleaner</td>
<td>Plunger, followed by a handful of baking soda and a half cup of vinegar.      Cover and allow to sit for 15 minutes. Pour in 2 quarts of boiling water,      and the clod should disappear.</td>
</tr>
<tr class="oddrow" valign="top">
<td scope="row">Floor cleaner</td>
<td>Mop floors with a mild soap solution or 1 cup vinegar mixed with 2      gallons of water. Linoleum floors can be polished by mopping with skim milk.      (No, it doesn&#8217;t smell.)</td>
</tr>
<tr class="evenrow" valign="top">
<td scope="row">Furniture polish</td>
<td>On unfinished surfaces, use natural oil such as almond or olive oil. On      finished surfaces, dust with a damp cloth and wipe dry.</td>
</tr>
<tr class="oddrow" valign="top">
<td scope="row">Glass cleaner</td>
<td>Two tablespoons of vinegar to 1 quart of water.</td>
</tr>
<tr class="evenrow" valign="top">
<td scope="row">Grease remover</td>
<td>Baking soda paste</td>
</tr>
<tr class="oddrow" valign="top">
<td scope="row">Mildew stain remover</td>
<td>Vinegar solution</td>
</tr>
<tr class="evenrow" valign="top">
<td scope="row">Mothballs</td>
<td>Cedar chips</td>
</tr>
<tr class="oddrow" valign="top">
<td scope="row">Oven cleaner</td>
<td>Pour salt on fresh oven spills, and scrape the residue off when the oven      cools. Ammonia can be applied t tough stains. A pumice stick, available at      many hardware stores, will also work.</td>
</tr>
<tr class="evenrow" valign="top">
<td scope="row">Pest control</td>
<td>Make chili powder packets to keep ants out of your kitchen.</td>
</tr>
<tr class="oddrow" valign="top">
<td scope="row">Stain remover</td>
<td>Cornstarch paste</td>
</tr>
<tr class="evenrow" valign="top">
<td scope="row">Surface cleaner</td>
<td>Use a vinegar and salt mixture</td>
</tr>
<tr class="oddrow" valign="top">
<td scope="row">Tile cleaner</td>
<td>Scrub areas with baking soda and a toothbrush</td>
</tr>
<tr class="evenrow" valign="top">
<td scope="row">Toilet bowl cleaner</td>
<td>Baking soda or borax</td>
</tr>
<tr class="oddrow" valign="top">
<td scope="row">Window cleaner</td>
<td>Mix 1/4 cup of white vinegar or 2 tablespoons of lemon juice and a quart      of warm water.</td>
</tr>
</tbody>
</table>
<p><em>Source: U.S. Department of Agriculture</em></p>
]]></content:encoded>
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		<title>Save money each week when buying fresh bread</title>
		<link>http://www.moneysavingtalk.com/save-money-each-week-when-buying-fresh-bread/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=save-money-each-week-when-buying-fresh-bread</link>
		<comments>http://www.moneysavingtalk.com/save-money-each-week-when-buying-fresh-bread/#comments</comments>
		<pubDate>Thu, 27 Aug 2009 15:44:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Save Money on Groceries]]></category>
		<category><![CDATA[frugal living]]></category>
		<category><![CDATA[grocery savings]]></category>
		<category><![CDATA[money saving plan]]></category>
		<category><![CDATA[save money on fresh bread]]></category>

		<guid isPermaLink="false">http://www.moneysavingtalk.com/?p=45</guid>
		<description><![CDATA[I save money each week when buying fresh bread. My kids do not like bread unless it is fresh but as you know fresh doesn&#8217;t last long. I now buy the freshest bread available, but freeze half the loaf right away, that way I can pull out a &#8216;fresh&#8217; loaf without having to go to [...]]]></description>
			<content:encoded><![CDATA[<p>I save money each week when buying fresh bread. My kids do not like bread unless it is fresh but as you know fresh doesn&#8217;t last long. I now buy the freshest bread available, but freeze half the loaf right away, that way I can pull out a &#8216;fresh&#8217; loaf without having to go to the grocery store.</p>
]]></content:encoded>
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		</item>
		<item>
		<title>Long term planning is very important to save money on groceries</title>
		<link>http://www.moneysavingtalk.com/long-term-planning-is-very-important-to-save-money-on-grocery/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=long-term-planning-is-very-important-to-save-money-on-grocery</link>
		<comments>http://www.moneysavingtalk.com/long-term-planning-is-very-important-to-save-money-on-grocery/#comments</comments>
		<pubDate>Fri, 21 Aug 2009 17:41:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Save Money on Groceries]]></category>
		<category><![CDATA[frugal living]]></category>
		<category><![CDATA[grocery savings]]></category>
		<category><![CDATA[money saving plan]]></category>
		<category><![CDATA[planning is important to save money on groceries]]></category>

		<guid isPermaLink="false">http://www.moneysavingtalk.com/?p=43</guid>
		<description><![CDATA[Long term planning is very important to save money on grocery. First you should make a list of complete grocery needs and then divide that list into your weekly, monthly and half yearly grocery needs. After that break that list into two kinds of purchases i.e. Bulk purchases and weekly purchases. Always try to save [...]]]></description>
			<content:encoded><![CDATA[<p><span id="answer_long0" style="display: block;">Long term planning is very important to save money on grocery. First you should make a list of complete grocery needs and then divide that list into your weekly, monthly and half yearly grocery needs. </span></p>
<p><span id="answer_long0" style="display: block;">After that break that list into two kinds of purchases i.e. Bulk purchases and weekly purchases. Always try to save maximum money on bulk purchases such as oil, cream, biscuits, etc. Also you should take care of various offers available in the store. You should various permutation and combination to gain maximum benefits from those offers. After some time based upon your experience, you will come to know how to select offers to get maximum savings. </span></p>
<p><span id="answer_long0" style="display: block;">Avoid doing shopping on weekend because on weekend there can be rush and you will not able to explore all the offerings of the store. Do not buy grocery on daily basis, because it increases spontaneou<em>s </em></span><span id="answer_long0" style="display: block;">purchasing. Last but not the least you should prepare a proper list of your grocery needs before going for your grocery shopping. If you do not carry a proper list of grocery needs, then you will end up buying so many unnecessary things from the store. </span></p>
]]></content:encoded>
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		<title>How to save money on grocery without cutting back</title>
		<link>http://www.moneysavingtalk.com/how-to-save-money-on-grocery-without-cutting-back/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=how-to-save-money-on-grocery-without-cutting-back</link>
		<comments>http://www.moneysavingtalk.com/how-to-save-money-on-grocery-without-cutting-back/#comments</comments>
		<pubDate>Thu, 20 Aug 2009 20:34:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Save Money on Groceries]]></category>
		<category><![CDATA[frugal living]]></category>
		<category><![CDATA[grocery savings]]></category>
		<category><![CDATA[How to save money on grocery]]></category>
		<category><![CDATA[money saving plan]]></category>

		<guid isPermaLink="false">http://www.moneysavingtalk.com/?p=40</guid>
		<description><![CDATA[1. If your grocer offers a club card, sign up for it. You will get better discounts. 2. Subscribe to your local newspaper and clip coupons. The coupon discounts will more than pay for the subscription over a year. 3. Many stores that offer Buy 1 Get 1 free specials do not require you to [...]]]></description>
			<content:encoded><![CDATA[<p><span id="answer_long0" style="display: block;">1. If your grocer offers a club card, sign up for it. You will get better discounts. </span></p>
<p><span id="answer_long0" style="display: block;">2. Subscribe to your local newspaper and clip coupons. The coupon discounts will more than pay for the subscription over a year. </span></p>
<p><span id="answer_long0" style="display: block;">3. Many stores that offer Buy 1 Get 1 free specials do not require you to buy two in order to get the discount. </span></p>
<p><span id="answer_long0" style="display: block;">4. Subscribe to different grocer’s email specials. Then you’ll know if it’s worth the trip for a store you don’t normally shop at. </span></p>
<p><span id="answer_long0" style="display: block;">5. Frozen vegetables are cheaper than fresh and are usually frozen within hours of being picked. </span></p>
<p><span id="answer_long0" style="display: block;">6. When non-perishables are on special, stock up. </span></p>
<p><span id="answer_long0" style="display: block;">7. Don’t assume that giant box-stores are cheapest on every item. They’re not. </span></p>
<p><span id="answer_long0" style="display: block;">8. When buying paper products, divide the price by the square feet of product. That will give you a per unit price to use for comparisons. </span></p>
<p><span id="answer_long0" style="display: block;">9. Don’t assume a bigger size package is cheaper per ounce. Take a calculator with you and do the math. </span></p>
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		<title>Opt for a healthier lifestyle and save money at the same time</title>
		<link>http://www.moneysavingtalk.com/opt-for-a-healthier-lifestyle-and-save-money-at-the-same-time/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=opt-for-a-healthier-lifestyle-and-save-money-at-the-same-time</link>
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		<pubDate>Fri, 14 Aug 2009 18:13:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[frugal living]]></category>
		<category><![CDATA[money saving plan]]></category>
		<category><![CDATA[Opt for a healthier lifestyle and save money]]></category>

		<guid isPermaLink="false">http://www.moneysavingtalk.com/?p=38</guid>
		<description><![CDATA[One of the simplest ways to save money, and often achieve a healthier lifestyle is to cut back or eliminate personal vices. Do you really need that extra pack of cigarettes? Couldn&#8217;t you make through at least one weekend a month without buying a six pack of beer? If your personal vices tend to be [...]]]></description>
			<content:encoded><![CDATA[<p><span id="answer_long0" style="display: block;">One of the simplest ways to save money, and often achieve a healthier lifestyle is to cut back or eliminate personal vices. Do you really need that extra pack of cigarettes? Couldn&#8217;t you make through at least one weekend a month without buying a six pack of beer? If your personal vices tend to be illegal in nature, so much the better. </span></p>
<p><span id="answer_long0" style="display: block;">There&#8217;s plenty of money to be saved by for-going an ounce of marijuana. People tend to underestimate the amount of money they spend on their unhealthy habits. Perhaps they do not realize how much money they are spending because each outlay to indulge their vice is often relatively small. </span></p>
<p><span id="answer_long0" style="display: block;">If you are truly interested in saving money though, just take some time to do the math. For example, spending six dollars on a pack of cigarettes may not seem like much, but if you smoke a pack a day this amounts to forty two dollars. This comes to total of over two thousand dollars a year going up in smoke. By quitting your bad habits, not only will you save money directly, but you may be able to save money in other ways as well. For instance if you stop smoking, you may be eligible for cheaper health insurance rates. </span></p>
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		<title>3 Ways to Save Money Without Knowing</title>
		<link>http://www.moneysavingtalk.com/3-ways-to-save-money-without-knowing/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=3-ways-to-save-money-without-knowing</link>
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		<pubDate>Wed, 24 Jun 2009 21:00:42 +0000</pubDate>
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				<category><![CDATA[Save Money Tips]]></category>
		<category><![CDATA[frugal living]]></category>
		<category><![CDATA[money saving plan]]></category>

		<guid isPermaLink="false">http://www.moneysavingtalk.com/?p=34</guid>
		<description><![CDATA[Article by Neil A Bartlett It is imperative in this day and age that we all buckle down and look for ways to save money. Even if you currently have a fulltime job it would be prudent to do a once over on your spending habits and check you budget to see if there are [...]]]></description>
			<content:encoded><![CDATA[<p>Article by Neil A Bartlett</p>
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<p>It is imperative in this day and age that we all buckle down and look for ways to save money. Even if you currently have a fulltime job it would be prudent to do a once over on your spending habits and check you budget to see if there are a few areas that you can save in. Most people are hesitant about giving up things to save money, not because they don&#8217;t want to save money but because they don&#8217;t want to give up their lifestyle. Which is understandable, no one likes to feel as though they have to do without.</p>
<p>To help ease that fear here you are going to find three tips that will help you save money, and you will only notice the plus in your checking account and not the minus in your daily life. These are three tips that anyone and everyone should be seeing if they can incorporate into their life.</p>
<p>Tip One: Eliminate Needless Driving to Save on Gas</p>
<p>While gas prices are lower then what they were a year ago, it won&#8217;t hurt for you to decrease the amount of driving you are doing. Yes, I said tips on saving money that you won&#8217;t notice so ask yourself how many trips you make in a day. If you are doing a lot of back and forth maybe it is time for you to look and see if there is a way that you can combine your trips out into one or two a day. If you have to go to the grocery store, and the movie rental place and the post office and pick up your kids from school see if you can make it a big loop so that you are hitting all of those places on the same drive.</p>
<p>Tip Two: Water Conservation to Save Money and the Environment</p>
<p>Do you realize that if could just cut two minutes out of our shower each day that we would save enough money to keep the Great Lakes filled with water each and every day? Not to mention the money you are going to be saving on your water bill and your heating bill. It may not seem like much but it will make a big difference in the end. Here are the facts, and how these were calculated can be found here at <a rel="nofollow" href="http://www.atsecosolutions.com/saveonshowering.html" target="_new">http://www.atsecosolutions.com/saveonshowering.html</a>. Here are the numbers:</p>
<p>* Cost of electricity: $0.0944 per kWh<br />
* Multiplied by the cost to heat one liter $0.1313685<br />
* This gives us a heating cost per liter $0.0130054 (or a little more than one cent).<br />
* Add the cost of water $0.0030274<br />
* Total cost of one liter of shower water $0.0160328</p>
<p>Which means that if you decreased the amount of water you used in the shower you could save an average of 1.19 per shower. Doesn&#8217;t seem like much but if you shower every day and there are four people in your family you save 142.80 per month or 1713.60 per year!</p>
<p>Tip Three: Eat at Home More</p>
<p>There is nothing like a night out with your family. I mean that in two ways, the enjoyment of being with your family sharing a good meal laughing and no one has to clean up afterward. The second way I mean that is that it can certainly do a number of the pocket book. Depending on where you live, the average night out to dinner for a family of four can run anywhere from $45 &#8211; $80. That is one meal for each of you. Where as if you took that money and went to the store and bought the food and made it yourself, that is enough money to buy almost a week&#8217;s worth of groceries. Eating at home more is more cost effective, allows for better quality time for the family and nine times out of ten&#8230; offers you better cooked food. Cut out one meal a week that you eat out and you are saving that $45 &#8211; $80, remember you have already gone grocery shopping. That can equal $180 a month (on the low side) and $2160 a year!</p>
<p>Taking a look at the three tips, even if you estimate on the low side you can save a little over $4000 a year! I promise you will not even notice that you are making these money saving changes.</p></div>
<p>Neil Bartlett is the founder of CheapInsider.com. Cheap Insider provides everyone with Tips and Techniques for saving money and finding bargains. To learn more and INSTANTLY grab his FREE report &#8220;10 Money Saving Tips&#8221; go to <a href="http://www.cheapinsider.com/specialoffer" target="_new">http://www.cheapinsider.com/specialoffer</a></p>
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<p>Article Source: <a href="http://ezinearticles.com">EzineArticles.com</a></div>
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