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I know that this is obvious, but I find it necessary to mention for those people who do set a limit only to move it upwards later on.
“The limit is $100. Ooh, I need that yogurt! Okay, it’s just $0.99 cents above the limit. So the limit is now $100.99”.
It is a downward spiral that will eventually lead to your bank accounts doom. One should always know the times when your self control is at its weakest.
Set the limit and actually decide to adhere to a maximum of 75% of that limit. Yes, that’s right, set a secondary limit which is lower than the original limit.
In the end only you can decide on how to save money on groceries. The best thing to do is to prepare your mind before you even enter the door.
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I sometimes fall into this trap. I’m tired from work and I decide to drop by the grocery to pick up a few things. That’s the perfect recipe for wanton spending.
When we’re hungry and tired, our bodies and minds are at their weakest. We are more prone to temptation specially because an urgent need must be met – namely to satisfy our cravings.
First, you’ll see the nice and bright packaging with a picture of a scrumptious treat. You’ll then think about your experience with that treat and then proceed to make a quick and subliminal calculation with the following formula:
I’m Hungry + Ooh I love this Treat = I Need to Buy This
From there it goes down.
Originally, you planned to spend $100 for a weeks supply of food. You get the essentials, the toiletry and then those thoughts come into play. Pretty soon you’ll be digging into your bank account for more or worse – use your credit card.